Dental Insurance

Features Included:

• Routine and preventive dental care 100% covered (such as exams, cleanings, fluoride, and more.)
• Basic Restorative services covered at 80% (X-Rays, fillings & extractions.)
• Major Restorative Services covered at 50% (1 year wait for these services): oral surgery, inlays, onlays, veneers and more. (Applicable to Preferred Tier only)
• Deductible is $50 for Basic and Major Restorative Services
• Family coverage options

Vision Insurance

Features Included:

• Exams
• Frames
• Lenses
• Contacts

Whole Life Insurance

Features Included:

• Guaranteed Acceptance
• Individual and family coverage available
• Includes a cash value component that grows in value, earning a competitive interest rate
• Premiums vary per person/household

Accident

Accidents and injuries can happen any place at any time. It's important to protect yourself and make sure you can bounce back from whatever life may throw at you. Accident Coverage complements your medical coverage by providing you with a benefit payment for covered medical services once your coverage is effective. This payment can be used as you see fit, especially to help with the out of pocket expenses you may incur as a result of an accident. The annual wellness benefit covers a health screening test such as mammography, colonoscopy and chest x-rays. It’s a way to stay ahead of the medical and out-of-pocket expenses that add up so quickly after an accidental injury.